пропозиції роботи
Ryszard Podhorodecki
Experienced Senior manager
Wrocław,
dolnośląskie
Dołącz do GoldenLine i obejrzyj pełny profil tego użytkownika
Zobacz pełny profil
Umiejętności
Aftersales
procesy biznesowe
Call Center
Zarządzanie zmianą
Zarządzenie roszczeniami
Corporate Finance
Zarządzanie kredytem
Restrukturyzacja zadłużenia
Zespół zarządzający
Analiza finansowa
Fraud Detection
IPO
Obsługa kluczowych klientów
Kredyty
Zarządzanie procesami
Master Data
Kredyty hipoteczne
Ryzyko Operacyjne
zarządzanie operacyjne
Optimizing Performance
Order Management
OTC
Posprzedażowe
usprawnianie procesów
Optymalizacja procesów
Project Management
Reconcilement
Analiza ryzyka
Ocena ryzyka
Zarządzanie ryzykiem
Zarządzanie Sprzedażą
Proces sprzedaży
Operacje bezpieczeństwa
Optymalizacja obsługi
Budowanie zepołu
Przywództwo w zespole
Virtual team
Zarządzanie zespołem
Obsługa klienta
Języki
polski
ojczysty
angielski
biegły
niemiecki
podstawowy
Doświadczenie zawodowe
Director of Credit Department
Euro Bank S.A.
• Management of teams in the area of: sales support, customer service, call center, after sales operations, risk management, underwriting, operational risk, collections, collateral management, project management, reconciliation, anti fraud processes, complaints management, KYC, AML (FTE >100)
• Maintaining high standard of clients/processes (internal and external) service within established KPI’s and SLA
• Creation of underwriting and operations processes for all Euro Bank products (rules and IT support tools),
• Ensure the smooth, effective operation of the department including: proper product delivery, proper escalation and resolution of high exposure items, maintaining the proper balance of cost, control and client service and maintaining proper standards and controls.
• Provide analysis of complex issues and creates (or restructuring) new processes, systems or products/services for multiple functions or disciplines.
• Identify trends and assess the capabilities of the teams to meet market requirements - manage team resources to maximize capacity.
• Oversee a team of Managers and Supervisors who would be responsible for the day to day operations of the individual Disciplines.
• Realize team efficiencies through increased automation and organize workflows.
• Management of Euro Bank projects concerning creation and optimization of sales and after sales processes
• Management of project of introducing to Euro Bank offer car loan, lease and stock financing (dealers)
• Creation and management of outsourcing processes in the area of after sales service
• Participation in international project in scope of optimization of operation, security, KYC, AML, antifraud processes in Societe Generale Group entities
• Participation in transformation projects for Societe Generale (Ambition 2015) and EBK (Rebirth 2013) as a part of change management team from EBK
• Maintaining high standard of clients/processes (internal and external) service within established KPI’s and SLA
• Creation of underwriting and operations processes for all Euro Bank products (rules and IT support tools),
• Ensure the smooth, effective operation of the department including: proper product delivery, proper escalation and resolution of high exposure items, maintaining the proper balance of cost, control and client service and maintaining proper standards and controls.
• Provide analysis of complex issues and creates (or restructuring) new processes, systems or products/services for multiple functions or disciplines.
• Identify trends and assess the capabilities of the teams to meet market requirements - manage team resources to maximize capacity.
• Oversee a team of Managers and Supervisors who would be responsible for the day to day operations of the individual Disciplines.
• Realize team efficiencies through increased automation and organize workflows.
• Management of Euro Bank projects concerning creation and optimization of sales and after sales processes
• Management of project of introducing to Euro Bank offer car loan, lease and stock financing (dealers)
• Creation and management of outsourcing processes in the area of after sales service
• Participation in international project in scope of optimization of operation, security, KYC, AML, antifraud processes in Societe Generale Group entities
• Participation in transformation projects for Societe Generale (Ambition 2015) and EBK (Rebirth 2013) as a part of change management team from EBK
Head of Credit Acceptance Department
Euro Bank S.A.
Deputy Head Credit Acceptance Department
Euro Bank S.A.
• Management of Mortgage Analysis Center (analyst team, appraisal team, verification team , Developer acceptation team, SME team, disbursement team)
• Creation of underwriting process for mortgage
• Developing It system for acquisition and underwriting
• Member ship in Euro Bank Credit Committee and preparing applications and reports for Societe Generale Risk
• Creation of credit risk policy for retail and mortgage products
• Management (as deputy director) Retail Analysis Center, Field Verification Center and Anti Fraud Team
• Creation of underwriting process for mortgage
• Developing It system for acquisition and underwriting
• Member ship in Euro Bank Credit Committee and preparing applications and reports for Societe Generale Risk
• Creation of credit risk policy for retail and mortgage products
• Management (as deputy director) Retail Analysis Center, Field Verification Center and Anti Fraud Team
Credit Acceptance Center Manager
Euro Bank S.A.
• creation of Credit Acceptance Unit (retail), established rules of underwriting, build analyst team and prepare IT tools for processing
• management of Credit Acceptance Center and updating rules and tools for underwriting
• from June 2007 Creation of Mortgage Credit Acceptance Center (product, underwriting, team, IT tools)
• management of Credit Acceptance Center and updating rules and tools for underwriting
• from June 2007 Creation of Mortgage Credit Acceptance Center (product, underwriting, team, IT tools)
Credit Risk officer (medium and big ticket)
• financial and economical analysis, evaluation and structuralization: transactions for Key Clients, local authority units, transactions on the property market, cooperation (Dealer financing), transactions co-funded as part of Credit Agricole Group (Lucas Bank, Caylon Bank, Carefleet PLC)
• analysis, evaluation and monitoring of investment projects (also those co-funded by The European Union Funds)
• analysis and preparation of reports for the needs of the Management of Credit Agricole Poland
• cooperation in creating financial products and business lines (with respect to income and costs as well as financial liquidity)
• all analyses, reports, applications and recommendations are prepared and presented in English
• analysis, evaluation and monitoring of investment projects (also those co-funded by The European Union Funds)
• analysis and preparation of reports for the needs of the Management of Credit Agricole Poland
• cooperation in creating financial products and business lines (with respect to income and costs as well as financial liquidity)
• all analyses, reports, applications and recommendations are prepared and presented in English
key account manager/analyst in corporate center
engagement risk evaluation, establishing loan limits, transaction structuralization and loan decisions recommendation
• comprehensive service (current account, money market and currency market transactions, loan and deposit products) of “Scandinavian” clients, local authority units and Health Service.
• Participation in the process of portfolio monitoring with respect to early warning, restructuring and debt collection.
• comprehensive service (current account, money market and currency market transactions, loan and deposit products) of “Scandinavian” clients, local authority units and Health Service.
• Participation in the process of portfolio monitoring with respect to early warning, restructuring and debt collection.
mortgage loans analyst
• Loan application forms analysis (calculation of loan rating and point evaluation, verification of the transaction object)
• Verification of the documentation completeness and correctness (among others: verification of income source, place of work, the real estate location, progress in the investment process, the real estate legal situation, the clients’(BRNK, BIK) reliability, checking the developer, preparation of loan agreements)
• The existing loan agreements administration (any changes in the agreements’ conditions, loan rating verification, collaterals monitoring, loan service monitoring, loan administration in the Globus system)
• Verification of the documentation completeness and correctness (among others: verification of income source, place of work, the real estate location, progress in the investment process, the real estate legal situation, the clients’(BRNK, BIK) reliability, checking the developer, preparation of loan agreements)
• The existing loan agreements administration (any changes in the agreements’ conditions, loan rating verification, collaterals monitoring, loan service monitoring, loan administration in the Globus system)
intership
• analysis of corporate clients’ financial and economical situation and loan credibility
• analysis of investments and financial projects
• loan risk evaluation related to loan granting (financial and non-financial risk)
• analysis of collaterals especially when it came to loan risk (the choice of adequate collaterals and additional conditions, the so called covenants)
• up to date monitoring of the loan portfolio
• Presenting suggestions with respect to loan decisions, receivables classification, creation and deletion of purpose reserves
• loan portfolio risk management
• analysis of investments and financial projects
• loan risk evaluation related to loan granting (financial and non-financial risk)
• analysis of collaterals especially when it came to loan risk (the choice of adequate collaterals and additional conditions, the so called covenants)
• up to date monitoring of the loan portfolio
• Presenting suggestions with respect to loan decisions, receivables classification, creation and deletion of purpose reserves
• loan portfolio risk management
intership
Allfirst bank Harisburg
a four-month practice as part of Intership programme in the Corporate Clients Service Team
Szkolenia i kursy
• Set of the professional customer service trainings
• Set of risk management trainings
• Advance management - set of trainings
• Set of trainings: management of scattered team
• Process and projects management by six sigma
• Set of risk management trainings
• Advance management - set of trainings
• Set of trainings: management of scattered team
• Process and projects management by six sigma
Edukacja
EMBA: International Management and Marketing, MBA
Uniwersytet Ekonomiczny w Krakowie
zarzadzanie ryzykiem, studia podyplomowe
Akademia Ekonomiczna im. Oskara Langego we Wrocławiu
finanse i bankowość, magisterskie
Akademia Ekonomiczna im. Oskara Langego we Wrocławiu
finanse i rachunkowość, średnie
Liceum Ekonomiczne
Specjalizacje
Bankowość
Bankowość korporacyjna/SME
Zainteresowania
• Technology: computer equipment, audio-video equipment, internet, computer software
• Sport: basketball, swimming, volleyball, team games, hiking, snowboarding
• General: Polish and foreign films, psychology, philosophy
• Sport: basketball, swimming, volleyball, team games, hiking, snowboarding
• General: Polish and foreign films, psychology, philosophy
Organizacje
The Professional Risk Managers’ International Association
Grupy
UEK
Uniwersytet Ekonomiczny w Krakowie, założony w 1925 roku, to jedna z najlepszych państwowych uczelni ekonomicznych w Polsce, a jednocześnie największa uczelnia ekonomiczna w Europie Środkowej.
Praca
Praca - grupa dla szukających pracy jak i headhunterow czy pracownikow HR poszukujacych pracownikow.
