Walter Felipe Sanhueza Valle

Main responsibilities:
o In charge of the Operations of SF Prestamos SL, and its brand www.luzo.es.
o Helping to establish, launching, developing, growing, and managing the business in Spain.
o Currently, setting up from the scratch all the processes, including putting together the Customer care team, Debt collection team, and operation team.
o Negotiating and establishing partnerships with different companies.
o Analysis of regulations and legal acts in the field of consumer finance products in the markets assigned.
o Supervision and management of all the staff, and Supervision of the daily operations.
o Analysis of the competitors.
o Reporting directly to the HUB CEO of the Sun Finance Group.

Zenka Digital, is one of the top 3 Digital Lending companies in Kenya.
Main responsibilities for the Kenyan market:
o Responsible for the entire operation of the business in Kenya.
o Responsible for looking for new business opportunities and partnerships, and cooperation with current providers.
o Managing a team of 45 people, all Kenyan locals
o Development of the company in Kenya.
o Onboarding processes including KYC and AML.
o Responsible for AML Policy implementation in the Company.
o Investigate and assess alerts for potential money laundering risks in the Company.
o Ensure compliance with current AML regulations, and other relevant legislations.
o Foster a data protection culture within the organisation to enable the business to remain compliant with essential elements of Data Protection and related legislation.
o Act as the Company contact point for the data supervisory authority. This will include being accountable for documenting and reporting personal data breaches, and to provide leadership and expert advice in response to any data incidents.
o Reporting directly to the CEO in Poland

Pocco Sp. z o.o., is a Polish company that manages digital lending businesses in Africa.
Main responsibilities:
o Supervision and Management of the operations in the country assigned.
o Development of the product offer in the countries supported by the Company.
o Reporting directly to the CEO of the Group.

Yes Finance S.A., is a Polish Online Lending company, dedicated to provide loans to people..
- Main responsibilities for the Spanish market:
o Responsible for the implementation of the entire business operations in Spain.
o Coordinating every single aspect of the operation of setting up the business in Spain from Warsaw, Poland.
o Cooperation with current providers, partners, and negotiating with prospective new business partners.
o Reporting directly to the CEO.

Rapid Finance, is an International Online Lending company, with presence in many European countries, dedicated to provide Payday loans to people.
- Main responsibilities for the Spanish market: Supervision and Management of the entire operation processes for both entities owned by the Group. Responsibilities Including:
o Supervision and management of the 21 employees including the head of the office in Spain.
o Supervision of the daily operations in Spain, including all aspects.
o Coordination of Marketing Campaigns aimed for sales increase
o Constant monitoring of the market with emphasis on the legal regulations and analysis of the competitors movements.
o To manage the entire Debt Collection process.
o Advisory and cooperation with, Lawyers, IT Department, accountants, and risk Department for scoring purposes.
o Cooperation with current providers, partners, and negotiations with prospective new business partners.
o Reporting directly to the CEO of the Group.

One whole year travelling across Asia and Europe.

International Power Company that owns and operates a diverse portfolio of electricity generation plants.
- I worked in the Financial and controlling Department.
o I participated in the implementation of the annual budget,
o analysis of financial investment instruments and derivatives, as well as analysis of Capex and Opex.
o I cooperated with all departments regarding the financial information needed to make projections, and I was responsible for the development of short-term projections such as cash flow, income statements, and analysis of deviations from the budget, forecast and actuals.
o I supervised the preparation and development of long-term projections for strategic decision making, analysing impacts of trade variables, operational, financial and macroeconomic policies, while preparing sensitivities and simulation scenarios.
o I also oversaw the risks analysis and opportunities for the budgetary basis, assisted in special business projects and was in charge of monthly, quarterly, biannual and annual reports.

Government agency dedicated to planning and managing the hydro resources in the country.
o To participate in the implementation of the annual budget, controlling the budget expenses and incomes and report deviations.
o Active participation in strategic planning and collaborate in the development and evaluation of all the investment projects.
o Controlled and coordinated the level of achievement of the proposed objectives or commitments made by the ministry.
o Develop and deliver evaluation reports of manager performance for various internal and external authorities.
o I was also in charge of measuring and suggest new Key Performance Indicators (KPI).

Shipping company dedicated to transport container cargo worldwide.
o Reported all of the incomes from freight for all imports that the clients had to pay in Chile, providing support to the collection team, and calculating the exchange rates used for all ships for import and export.
o I transferred information from the global integrated system of the company accounting system to generate the collection from the freight.
o Interacted directly with many branches of the company worldwide to solve different issues such as differences in freight charges, among others.
o And maintained relationships with internal and external customers.
o Reports had to be sent to the Manager of freight in the Headquarters in Switzerland.

Shipping company dedicated to transport container cargo worldwide.
o To maintain, to increase and retain a portfolio of customers and suppliers.
o Responsible for coordinating the logistics of different types of cargo such as import and export, must foresee any possible break in the supply chain, from the removal of the container from the depot assigned and until the load into the vessel in the case of exports and vice versa in the case of the import process.
o I was in charge of negotiating rates and contract services with different clients and also with suppliers, in addition to coordinating import and export processes with different economic agents involved.
o Reports delivered to the manager of the area.