Paweł Cibis

• developing, monitoring and maintaining regulatory models
• developing and optimizing credit decision engine
• monitoring and analysing loan and leasing portfolios
• carrying out internal controls and quality assurance

• portfolio management – making decisions regarding new investments of the company in non-performing loans portfolios (NPLs) and selling the existing assets
• analyzing and approving recommendations of potential investments in NPLs
• monitoring the investment performance, investigating deviations from forecasts, evaluating company’s servicers
• reviewing models and pricing methodology applied to evaluated NPLs
• implementing and ensuring compliance with the General Data Protection Regulation (GDPR)
• presenting the financial statements and reports on the BOD Meetings
• leading the team of managers and analysts
• negotiating, approving and concluding external and internal contracts

• leading project teams recruited from the most experienced analysts
• leading the key projects for the company (Risk Modelling, Risk Management, Data Analytics, Enterprise Architecture, Digitization)
• planning and coordinating tasks, leading project team meetings and updates, managing stakeholders, evaluating progress and communicating on project status, identifying and mitigating risks and potential conflicts
• acting as senior consultant in projects from the area of risk management, modelling, statistics
• performing reviews of the non-performing loans (NPLs) portfolio valuation process and other related processes, auditing existing risk models, issuing recommendations to improve the processes
• acting as an expert in the field of NPLs portfolio valuation in the biggest investment projects of the company
• auditing NPLs portfolio valuations
• developing guidelines and best practices for the Project Management process in the KRUK Group
• training new employees of the Risk Management Department in the NPLs portfolio valuation process
• training employees from KRUK Group foreign subsidiaries

• coordinating statistical valuations of NPLs portfolios (banking, insurance, telecoms) in 4 countries
• pricing & acquisitions of NPLs portfolios from top financial players
• leading the team of expert quantitative risk analysts
• portfolio management - issuing investment recommendations to the senior management
• developing credit risk management framework for money lending project
• developing and optimizing credit risk statistical models for pricing of NPLs
• managing credit risk analyses and statistical projects
• carrying out statistical valuation of receivables and NPLs portfolios analyses
• optimizing the debt collection processes
• auditing the valuation and operational processes in the foreign subsidiaries