Hubert Mańturzyk Mrics

I was responsible for expanding a commercial property financing business in Poland and I have originated many large transactions with mostly international investors and developers. My role included looking for new clients, structuring deals, preparation and negotiations of term sheets, full analysis of retail, office, logistics and hotel properties, preparation of credit applications, cash flow models, budgets and evaluation of investment alternatives and external valuation reports as well as negotiation of legal documentation (mostly ISDA standard). I have been managing the whole credit process and have lead cross-border project teams of a size of 4-10 people dedicated to a project. I represented the bank in various discussion panels and conferences and I have an active role on Expo Real and MIPIM. In addition to the above I was also responsible for IT support and for operational risk management within the branch of the bank.

I was responsible for developing a corporate banking business with Nordic / Scandinavian companies in Poland. I was managing relations with new and existing clients in Poland but also with their headquarters in Denmark, Sweden and Norway. I was preparing term sheets and negotiating them with clients, credit applications for all kinds of corporate loans, analysing balance sheets and income statements, presenting the applications to credit committees, negotiating legal documentation in cooperation with internal and external legal advisors.