Joanna Korba

Expert in Credit Risk Analysis
Warszawa, mazowieckie

Umiejętności

Analiza kredytowa

Języki

angielski
biegły
rosyjski
dobry
niemiecki
podstawowy

Doświadczenie zawodowe

Bank Pekao SA
Expert in credit risk analysis of corporate clients (SME and Mid Corpo) acquisitions
Responsibilities:
- preparing dedicated tools in order to improve credit process,
- supporting hunters in structuring transactions (at present focus on Agro clients and SME, Mid to come),
- approving the transactions in terms of quality and structuring,
- the profile of position is still under preparation.
PKO Leasing S.A.
Expert in Leasing Risk Department
Responsibilities:
- preparing financial and economic analysis of corporates of different sizes, as well as specification of leasing items,
- formulating independent risk opinions and decisions on leasing applications, also within given limit,
- approving derogations from leasing procedures according to methodologies and leasing policy,
- preparing and leading presentations for new employees.
Credit Agricole Bank Polska SA
Senior credit risk analyst
Responsibilities:
- preparing independent risk opinions on credit applications (financial institutions, large and medium corporates) and verifying reliability of ratings and adequacy of financial information provided by front office,
- coordinating the formation of term sheets in order to prepare the credit documentation in line with consent received,
- preparing analysis and recommending risk classification for corporates in the quarterly financial and economic review,
- coaching of junior credit analysts.
Credit Agricole Bank Polska SA
Credit risk analyst
Responsibilities:
- preparing independent risk opinions on credit applications (financial institutions, structured financing, corporates),
- verifying reliability of ratings and adequacy of financial information provided by front office,
- helping commercial officers in problems related to preparation of a credit applications,
- reporting various issues incl. credit portfolio review, watch/weak list,
- preparing reports on macroeconomic situation in Poland for the bank’s annual portfolio review,
- participating in local Credit Committee occasionally,
- supporting credit risk administration officers in their functions, e.g. validating files, authorizations and securities in internal systems, responsible for efficient processing of credit line authorizations.
Calyon S.A. Oddział w Polsce
Junior credit analyst
Responsibilities:
- preparing credit applications for banks, leasing, factoring, insurance companies, pension, investment funds and monitoring of the credit process,
- contacting clients in order to obtain information needed to complete applications,
- preparing various analysis and reports regarding financial markets and particular sectors, in order to extend the internal customer database and forecast further development,
- creating periodic reports related to NOSTRO accounts, budget execution and sources of revenues of the branch,
- supporting internal databases,
- gathering information regarding projects implemented in close cooperation with the management of the bank,
- contributing to the presentations of products and services offered by the branch for selected companies.

Szkolenia i kursy

24-26 Jun 2015 Conflict management, training organized by Bank PKO BP,

28 Jan 2014 Techniques of financial statement fraud, training organized by Eficom in Warsaw,

29-30 Nov 2012 Banks: Securities and restructuring of debt - a practical approach, training organized by VIP Centrum Edukacji,

18-19 Oct 2012 Restructuring Problem Credits, Fitch Training course in Paris,

6-10 Jun 2011 Corporate Credit Analysis, Fitch training course in Paris,

12 May 2011 Country Risk Conference 2011, arranged by Credit Agricole CIB and Coface Poland,

22 Mar 2011 Risk Forum IV, conference focused on the developments in risk management in 2011-2012 arranged by StatConsulting,

19 Jan 2011 An amendment of the law concerning the regulation of mortgages, training organized
by CMS Law.Tax,

11-14 Jan 2011 Polish electricity market training, organized by Ernst&Young,

20-21 Sep 2010 Cash Flow in Banks, training organized by VIP Centrum Edukacji

Edukacja

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Finance MBA, MBA
KAIST Business School, Seul, Korea Południowa
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Finanse i Rachunkowość (Bankowość inwestycyjna), magisterskie
Szkoła Główna Handlowa w Warszawie
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Zarządzanie Wartością Przedsiębiorstwa (Wycena przedsiębiorstwa), magisterskie
Szkoła Główna Handlowa w Warszawie

Specjalizacje

Bankowość
Analiza/Ryzyko
Bankowość
Bankowość inwestycyjna
Bankowość
Bankowość korporacyjna/SME
Finanse/Ekonomia
Księgowość
Finanse/Ekonomia
Zarządzanie finansami

Organizacje

member of Warsaw School of Economics Students’ Union 2005-2010

Grupy

Banki
Banki
pracujesz w banku? chcesz pracować w banku? podziel sie swoimi doswiadczeniami - dowiedz sie wiecej... znajdz swoje miejsce pracy...
Darmowe szkolenia
Darmowe szkolenia
Po prostu wymiana informacji na temat darmowych szkoleń..
Fotografia
Fotografia
Grupa miłośników fotografii...
Giełda
Giełda
Giełda Papierów Wartościowych staje się coraz ważniejszym elementem gospodarki. Nasza grupa powstała aby wszystkim zarówno początkującym jak i dobrze obeznanym z rynkiem pomóc w wymianie doświadczeń i
Rosyjski język biznesu
Rosyjski język biznesu
Język Rosyjski w sferze biznesu.
ROSYJSKI W WARSZAWIE
ROSYJSKI W WARSZAWIE
Rosyjski w Warszawie – wszystko o nauczaniu tego pięknego języka w stolicy: kursy, szkolenia, korepetycje, konwersacje.
Szkoła Główna Handlowa w Warszawie
Szkoła Główna Handlowa w Warszawie
Szkoła Główna Handlowa w Warszawie
SGH
SGH
Grupa studentów/absolwentów Wielkiej Różowej:)