пропозиції роботи
Krzysztof Błach
Group Head of Credit Risk
Gdańsk,
pomorskie
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Języki
angielski
biegły
francuski
dobry
Doświadczenie zawodowe
Group Head of Credit Risk
TF Bank AB Branch in Poland
Responsible for Credit Risk Management and evaluation of the credit policy and credit portfolios for all countries where the bank operates (Poland, Scandinavia, Baltics) and Polish Operations team.
Head of Risk and Product
TF Bank AB Branch in Poland
Head of Risk Governance Implementation
KBC Consumer Finance
Serve as key liaison to local risk and business teams in Slovakia (from November 2011) and Belgium (from November 2013) to provide key support to growth and risk infrastructure development. Partner with local risk managers, product managers, and associated teams in KBC CF businesses to enhance pre-approved offers, introduce debt-to-income ratios, develop debt consolidation products, develop MIS and scoring strategies, and provide coaching to analysts.
Senior Manager: Risk Business Liaison
Fuelled secure growth of retail portfolio; served as champion for change to C-level leadership regarding credit policy strategy, limit management tactics, segmentation, and portfolio management. Liaised regularly with sales and marketing teams to identify challenges and implement new projects.
Director, Consumer Risk Management Department
Led team of 14 quant / process analysts and management staff in credit policy development for €1 billion non-mortgage retail portfolio. Promoted improvements to existing credit policy to support robust revenue growth and reduce risk. Introduced numerous enhancements affecting personal loans and debt consolidation, credit cards, and overdrafts as well as account management strategies for revolving products.
Unsecured Portfolio Risk Manager
Oversaw credit policy development and performance of personal loan, credit card, and overdraft products. Developed risk-based offer parameters, credit processes, affordability algorithms, and scoring strategies. Managed 7-person team.
Personal Loan & Cross-Sales Risk Portfolio Manager
Oversaw credit policy development for cash loans, debt consolidation and cross-sales for pre-approved offers. Oversaw team of 5-7 including management staff. Developed and assured optimal performance of credit policies for personal loans; developed cross-sales strategies for consumer products. Led program restructurings and cross-functional initiatives.
Strategy Portfolio Risk Manager
Oversaw consumer risk management team and established credit policy for cash loans and debt consolidation products. Conducted risk assessment and mitigation. Monitored portfolio quality, established new product strategies, and managed process improvement initiatives. Collaborated with sales, marketing, and risk management.
Risk Modelling Manager
Managed team of 4 analysts engaged in modelling retail and mortgage portfolio risk and managing risk management projects. Managed application and behavioural scorecards monitoring all phases of loan lifecycle. Performed structural risk modelling and provided vital support to collection strategies. Developed stress test scenarios for mortgage portfolio. Managed collaborative projects with analytics teams worldwide.
Senior Risk Analyst
GE Consumer Finance Australia & New Zealand
Played key role as member of risk and CRM infrastructure team performing financial modelling. Identified and implemented strategies to improve mortgage segmentation and collections. Developed champion challenger tests for early collections in revolving portfolio.
Scorecard Specialist
Served as member of risk analytics team engaged in management of scorecards, MIS, provisions, and retail lending products. Developed, documented, and monitored scorecards; provided key advice in implementation during underwriting process. Contributed to and led cross-functional Six Sigma projects as needed. Developed rating matrix for mortgage loans.
Edukacja
Studium Zarządzania Ryzykiem, studia podyplomowe
Warszawski Instytut Bankowości
Badania operacyjne i systemy informatyczne.Wspomaganie decyzji menedżerów., magisterskie
Uniwersytet Ekonomiczny w Poznaniu
Specjalizacje
Bankowość
Analiza/Ryzyko
Grupy
Devire
Grupa dla osób związanych z Devire (kandydatów poszukujących pracy za pośrednictwem Devire, Klientów, pracowników, przyszłych pracowników Devire)
LinkedIn
LinkedIn @ GoldenLine
Gruopa skupia użytkowników międzynarodowego serwisu społecznościowego "Linked In"
moderator: http://www.linkedin.com/in/MarekHelinski
